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Double indemnity editing services

Please read this Agreement carefully and keep it for your records. When you first access Online Banking, please check to confirm that each Online Account as defined below is an account that should be included in your subscription to Online Banking.

If not, please contact us immediately as provided in Section 8. Definitions "Affiliates" refer to companies related by common ownership or control. For example, if you have included your BBVA Compass checking account within your subscription to Online Banking, your use of Online Banking does not affect the terms and conditions of the Account Agreement for that checking account.

You should review each Account Agreement for any applicable fees, limitations on the number of transactions you can make, and other terms or conditions that might impact your use of Online Banking. In the event of a conflict between this Agreement and any Account Agreement, the terms of the Account Agreement will apply, unless otherwise provided in this Agreement.

Online Accounts The Bank, in its sole discretion, will designate both the number of accounts that may be included in one subscription for Online Banking and the specific types of accounts that are eligible to be Online Accounts, and may change these designations from time to time.

To the fullest extent permitted by law, the Bank reserves the right to refuse to include any eligible account within your subscription double indemnity editing services Online Banking. Double indemnity editing services Online Account may be either a consumer account or a commercial account.

Your representation when you open an account that an account is a commercial account is binding and conclusively establishes the non-consumer nature of the account. Any obligation that the Bank may have, whether under the applicable Account Agreement or otherwise, to verify two or more signatures before making payment from any BBVA Compass account does not apply to transfers and electronic payments requested through Online Banking.

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By requesting the Bank to include any of your BBVA Compass accounts as an Online Account, you waive any right you may have to require the Bank to verify two or more signatures or before making payment from that BBVA Compass Online Account, and you release the Bank from liability for any and all claims that arise from or relate to the Bank's payment of a transfer or electronic payment requested and authorized through Online Banking by only one person.

You may designate your Primary Account on your application for Online Banking or otherwise in writing to the Bank. If you include any of your BBVA Compass checking, savings or money market accounts as Online Accounts, one of those accounts must be designated as your Primary Account.

If your subscription to Online Banking does not include any of your BBVA Compass checking, savings or money market accounts and you later add such an account to your subscription, the Bank automatically will re-designate this account as your new Primary Account.

From time to time, the Bank may require you to select or create different Security Codes and may change the types of security techniques used to access Online Banking.

You agree that use of your Security Codes and any other required security techniques will authenticate your identity and verify the instructions you provide to us.

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Your Obligations for Consumer Accounts You are responsible for protecting the confidentiality and security of your Security Codes. You should memorize your Security Codes rather than writing them down and, where possible, change your Security Codes regularly.

In selecting your Security Codes, you should select items that are different from any other security code that you may have for other BBVA Compass products or for other secure accounts you have with others. You agree to reveal the Security Codes only to individuals who are authorized signatories on each and every of your Online Accounts.

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You understand that anyone who obtains your Security Codes can access your Online Accounts and may initiate transactions on those accounts.

If you permit any other person to use Online Banking, your Security Codes or other means to access your Online Accounts, you are responsible for all transactions the other person authorizes on any of these accounts and for all online agreements the other person signs or accepts while using Online Banking.

Your Obligations for Commercial Accounts You agree that we may send notices and other communications, including Security Code confirmations, to the current address for your business shown in our records, whether or not that address includes a designation for delivery to the attention of any particular individual.

You further agree that we will not be responsible or liable to you in any way if information is intercepted by an unauthorized person, either in transit or at your place of business.

In order to prevent unauthorized access to your Online Accounts and unauthorized use of the Services, you agree to maintain the confidentiality and security of the Security Codes, and to instruct all Administrators and Authorized Users also to maintain the confidentiality and security of the Security Codes.

You agree to notify us immediately if you believe your Security Codes may have become subject to unauthorized use. We will have no liability to you for any unauthorized payment or transfer made using your Security Codes that occurs before you have notified us of possible unauthorized use and we have had a reasonable opportunity to act on that notice.

Online Banking Terms | BBVA Compass

We may suspend or cancel your Security Codes even without receiving such notice from you if we suspect your Security Codes are being used in an unauthorized or fraudulent manner.

You recognize that anyone possessing the Security Codes can access your Online Accounts and initiate transactions on those Accounts. You agree that you are responsible for maintaining the confidentiality and security of all Security Codes, and for implementing the necessary internal controls, balancing and reconciliation functions, and audit procedures to protect your Online Banking subscription and all your Online Accounts from theft or misuse.

Commercially Reasonable Security Procedures for Commercial Accounts You agree that the use of the Security Codes and other security techniques that the Bank has established for Online Banking constitutes a commercially reasonable security procedure for you.

You agree to be bound by all requests, communications, or other instructions to the Bank that are initiated under your subscription to Online Banking and in compliance with this security procedure including any transfer requests, electronic payment requests, stop payment orders and, if applicable, payment orders and requests for cancellation or amendment of payment orders for ACH entries and wire transfersregardless of whether or not you or any Authorized User actually authorized the instruction.

If any instruction initiated under your subscription to Online Banking and accepted by the Bank in compliance with this security procedure contains any error, to the full extent allowed by law you shall be liable for, and shall indemnify the Bank against any claims, losses and expenses the Bank may incur that arise from or relate to the erroneous instructions.

Online Banking Services The Services allow you to perform certain banking, transfer and electronic payment functions, obtain certain bill delivery and account information, and access the additional services made available to you through Online Banking in conjunction with your computer and any Software you may use.

Although you may access Online Banking through your Software, some of the Services may not be available when you obtain access in this manner.

From time to time, without prior notice, the Bank may add Services, eliminate Services, or otherwise modify the terms or features of any Services.

When the Bank makes any such change, it may make available Online Terms for that Service, and the new or modified Online Terms for that Service will become part of this Agreement.

Any change will begin to apply upon the effective date of the change, and will apply only to your future use of Online Banking. Your continued use of Online Banking following the effective date of a change signifies your acceptance of the change.

Not all of the Services are available for or applicable to all types of Online Accounts. The Bank, in its sole discretion, will determine the specific types of Online Accounts for which any particular Service is available or applicable, as well as the terms on which each Service is made available or applicable to any specific type of account.Agreement and Disclosure Statement for Online Banking.

This Agreement and Disclosure Statement (this "Agreement") governs the services available in BBVA Compass Online Banking, which are referred to individually as a "Service" and collectively as the "Services" or "Online Banking ".Please read this Agreement carefully and keep it for your records.

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